Dr. Ali Karim Hussein Dhaher Al-Fatlawi – Chief Executive Officer, Rafidain Islamic Bank

Dr. Ali Karim Hussein Dhaher Al-Fatlawi serves as the Chief Executive Officer (CEO) of Rafidain Islamic Bank, bringing over 32 years of expertise in Islamic banking, finance, and strategic leadership. His extensive professional background, combined with his deep commitment to Shariah-compliant financial practices, has been instrumental in shaping the bank’s vision, expanding its global footprint, and driving sustainable growth.

Dr. Al-Fatlawi holds an MSc in Finance and Economics from two renowned Middle Eastern universities – the University of Baghdad and the American University of Beirut (AUB) – and earned his PhD in Financial Management from the University of Oxford in the United Kingdom. His advanced academic achievements and research contributions have strengthened his expertise in financial governance, risk management, and innovative banking solutions.

As CEO, Dr. Al-Fatlawi has been a driving force behind Rafidain Islamic Bank’s strategic development, enhancing its reputation as a trusted financial institution and fostering long-term relationships with clients and stakeholders. His leadership focuses on promoting transparency, integrity, and ethical financial stewardship, ensuring that the bank remains aligned with Islamic values and continues to meet the evolving financial needs of its global membership.

Dr. Al-Fatlawi’s commitment to Amanah (trust), Adl (justice), and Takaful (mutual cooperation) reflects his dedication to building a resilient, inclusive, and ethically sound banking ecosystem that contributes to the financial well-being of individuals, businesses, and communities worldwide.